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Personal Independence Payment (PIP) is a crucial benefit provided by the Department for Work and Pensions (DWP) to support individuals with long-term physical or mental health conditions.
Unlike many other benefits, PIP is not means-tested, and you can receive it whether you’re working, unemployed, or have savings.
If you’re struggling with daily tasks or mobility due to a health condition, understanding how to claim PIP and whether you’re eligible could make a significant difference in your financial stability.
What Is PIP and Who Can Claim It?
PIP is available to people aged 16 and over but under the State Pension age who need help with daily living activities or mobility. It’s designed to provide extra support for those facing challenges due to a long-term illness or disability.
You can claim PIP even if:
- You are working full-time or part-time
- You are receiving other benefits
- You have savings or assets
What Does PIP Cover?
PIP is made up of two components:
| Component | What It Covers | Eligibility Based On |
|---|---|---|
| Daily Living | Help with preparing meals, bathing, medication, etc. | Level of difficulty with everyday personal tasks |
| Mobility | Help with moving around or planning travel routes | Difficulty in physical movement or navigation |
You may receive one or both components, and the amount depends on how your condition affects your ability to perform daily functions.
Common Conditions That May Qualify You for PIP
You might be eligible for PIP if your condition impacts your ability to:
- Prepare food or eat
- Manage medications or treatments
- Wash and bathe
- Use the toilet
- Dress and undress
- Read, manage money, or socialise
- Talk, listen, or understand
- Leave home or walk without support
Those diagnosed with a terminal illness can automatically receive the daily living component, and may also qualify for the mobility part depending on circumstances.
How to Apply for PIP in 2025
You can claim PIP through multiple methods:
- By phone: Call 0800 917 2222
- Relay UK: Use 18001 then 0800 917 2222 (for hearing/speech difficulties)
- By post: Write to DWP requesting a claim form
Once you start your application, you will need to complete a form outlining how your condition affects your daily life. Most applicants will also attend a health assessment, usually lasting about an hour.
In some cases, if evidence is clear, the assessment may be waived.
Recent Updates to PIP in 2025
- The government postponed reforms to the PIP system until after a comprehensive review, which is expected by Autumn 2026.
- Liz Kendall, Secretary of Work and Pensions, stated that this review will engage with disabled individuals to evaluate the current system.
- PIP rates will continue to rise annually, linked to September’s inflation rate, with official increases to be announced in the Autumn Budget.
PIP is a lifeline for millions of people in the UK living with long-term health conditions. If you think your illness or disability impacts your daily activities or mobility, it’s worth checking your eligibility.
With flexible application methods and a non-means-tested structure, PIP can offer consistent financial support, even if you’re employed or have savings.
Make sure you understand the criteria, prepare accurate information, and submit your application to the DWP as soon as possible. And remember, support is available throughout the application process if you need help navigating it.
FAQs
Can I get PIP if I’m working or have savings?
Yes, PIP is not means-tested, so you can receive it while working or even if you have savings.
What are the two parts of PIP?
PIP has a daily living part and a mobility part, awarded based on how your condition affects daily tasks and movement.
Is there an age limit for claiming PIP?
You must be 16 or over and below State Pension age to apply for PIP.