Sami
If you live with a disability or long-term health condition that affects your ability to work, you may qualify for extra financial support provided by the UK Government.
The Department for Work and Pensions (DWP) administers the Employment and Support Allowance (ESA), which helps millions of people cover essential living expenses or provides assistance in returning to work when possible.
Whether you are employed, self-employed, or unemployed, you can apply for ESA if you meet the eligibility rules.
Below is a complete guide on who can apply, the payment amounts, and how to get started.
Who Can Apply for ESA?
You may qualify for ‘new-style’ ESA if you:
- Are under State Pension age.
- Have a disability or medical condition that reduces your ability to work.
- Have worked as employed or self-employed and paid sufficient National Insurance contributions within the last two to three years.
Important Exemptions
- You cannot receive ESA if you already get Jobseeker’s Allowance (JSA) or Statutory Sick Pay (SSP).
- You may still claim ESA alongside Universal Credit, but note that Universal Credit will be reduced by the ESA amount.
Health Conditions Covered
According to the DWP, there are 23 categories of health conditions that may make you eligible for ESA, including:
- Mental and behavioural disorders
- Diseases of the nervous system, circulatory system, or respiratory system
- Musculoskeletal conditions and connective tissue disorders
- Pregnancy-related complications
- Congenital abnormalities and genetic conditions
- Injuries, poisoning, or other external causes
- Certain cancers, infections, and immune disorders
This wide range of qualifying conditions ensures that support is available to individuals facing diverse health challenges.
ESA Payment Rates for 2025
With the 6.7% benefit increase from April, ESA payments are now higher than last year. Payments are issued every two weeks.
Standard Weekly ESA Rates
| Category | 2024 Rate | 2025 Rate |
|---|---|---|
| Single, under 25 | £67.20 | £71.70 |
| Single, 25 or over | £84.80 | £90.50 |
| Lone parent, under 18 | £67.20 | £71.70 |
| Lone parent, over 18 | £80.50 | £90.50 |
| Couple, both over 18 | £133.30 | £142.25 |
Premium Add-Ons
| Premium Type | 2024 Rate | 2025 Rate |
|---|---|---|
| Enhanced disability (single) | £19.55 | £20.85 |
| Enhanced disability (couple) | £27.90 | £29.75 |
| Severe disability (single) | £76.40 | £81.50 |
| Severe disability (couple, higher rate) | £152.80 | £163.00 |
| Carer’s premium | £42.75 | £45.60 |
Pensioner ESA Rates
| Category | 2024 Rate | 2025 Rate |
|---|---|---|
| Pensioner, single with support component | £71.55 | £79.95 |
| Pensioner, couple with no component | £173.55 | £190.70 |
In addition, Work-Related Activity now pays £35.95 per week, and the Support Group allowance is £47.70 per week.
For example, a single claimant over 25 now receives £181 every two weeks, adding up to £362 over four weeks.
How to Apply for ESA
You can apply for Employment and Support Allowance:
- Online via the official DWP portal
- By calling the ESA helpline at 0800 055 6688
It’s crucial to provide full details about your health condition, work history, and National Insurance contributions during the application process.
The Employment and Support Allowance (ESA) remains a vital benefit for people who cannot work due to disability or illness, as well as those preparing to return to employment.
With the April 2025 increase of 6.7%, claimants will now receive higher payments, easing financial pressures in the face of rising living costs. If you believe you may qualify, it is recommended to apply promptly to secure the support you are entitled to.
FAQs
Can I claim ESA while working part-time?
Yes, you may be able to claim ESA if your part-time work is within permitted hours and below the earnings limit.
How often are ESA payments made?
ESA is paid every two weeks, directly into your bank or building society account.
Do Universal Credit and ESA overlap?
Yes, but if you claim both, your Universal Credit will be reduced by the ESA amount.